The HSA Report Card

North Carolina

North Carolina

 
 
State Employees.jpg

Overview: 

State Employees' Credit Union is a Federally Insured State Chartered Credit Union with 241 branches that is headquartered in Raleigh, NC. The State Employees' Credit Union motto is People Helping People and they operate with the working principle of Do the Right Thing.

Eligibility Requirements:

You can open an account if you meet any ONE of the following:

  • Employees of the state of North Carolina

  • Federal employees working in conjunction with state of North Carolina departments (examples of this are federal employees of the North Carolina National Guard, or a federal US Department of Agriculture employee assigned to work at the North Carolina Department of Agriculture)

  • Employees of public boards of education

  • Members of the North Carolina National Guard

  • County employees of Social Services, Health, Mental Health and Civil Defense

  • Employees of associations formed for the benefit of state of North Carolina employees (e.g., State Employees’ Association of North Carolina)

  • Unremarried spouses of individuals who died while eligible for membership

  • Individuals retired from the above employment or service as pensioners and/or annuitants from the above employment or service. This includes former employees who are “vested” and have not withdrawn or terminated future eligibility to be a pensioner and/or annuitant.

  • Immediate family (spouse, parents, siblings and children) of a current member

  • Individuals sharing a single economic unit with a current member

  • Employees of agencies or departments whose employees are subject to the State Personnel Act

Fees & Minimum Balances:

  • $0 Minimum Opening

  • $0 Set Up Fees

  • $0 Monthly Maintenance Fees

  • $0 Account Closing Fee

  • $10 Outgoing Transfer

Locations:

Interest Rates:

  • 2.25% on all deposits

Website:

www.ncsecu.org


Overview: 

Coastal Credit Union in North Carolina has been proudly serving our members since 1967. Bank online or at any of their NC branches throughout the Triangle including ApexCarrboroCaryDurhamGarnerHendersonRaleigh or Rocky Mount, NC.

Eligibility Requirements:

You can open an account if you meet any ONE of the following:

  • 1. Membership Through Community Charter: You can join Coastal if you live or work in the cities of Littleton, NC; Weldon, NC; Aurelian Springs, NC; Airlie, NC; Halifax, NC; Arcola, NC; Hollister, NC; Brinkleyville, NC; Heathsville, NC; Tillery, NC; Enfield, NC; Scotland Neck, NC; Whitakers, NC; Castalia, NC; Red Oak, NC; Dortches, NC; Leggett, NC; Wrendale, NC; Speed, NC; Nashville, NC; Rocky Mount, NC; West Edgecombe, NC; Woodcrest Park, NC; and Tarboro, NC. This includes anyone who lives, works, worships or attends school in, and does business and other legal entries located in Vance County, NC.

    2. Family Membership: If you're an immediate family and household member of someone who has already joined Coastal, you are also eligible to become a Coastal member. Immediate family is defined as spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchildren, stepsibling and anyone in an adoptive relationship. Household is defined as anyone living in the same residence maintaining a single economic unit.

    3. Business Partners: You're qualified to join Coastal Credit Union if you're employed by one of the hundreds of eligible associations, organizations or businesses we partner with.

Fees & Minimum Balances:

  • $1 Minimum Deposit

  • $0 Set Up Fees

  • $0 Monthly Maintenance Fees

  • $5/month Dormant Account Fee (After 6 Months balance <$250)

  • $15 Transfer / Closed / Rollover Fee

  • $4/month Paper Statements (Free w/ Digital Banking)

Locations:

Interest Rates:

  • $1.01 + 1.49%

Website:

www.coastal24.com